| Phoney Flats Scam - Watch out |
|
We received the following notification from Hackney Council and from the Citizens Advice Bureau a while ago, but still believe this is a very important issue. We are quoting it almost verbatim, as it is a potentially serious issue and one of which you should all be aware. Be careful out there.
'Hackney Trading Standards and Hackney Citizens Advice Bureau (CAB) are warning people to take extra care when searching for rooms or property online. The warning comes following a series of scams asking people to part with funds via money transfer before they have seen the flat that is up for rental.
The scammer may claim to be a landlord living abroad and ask prospective tenants to prove that they can afford to rent the flat by setting up a secure money transfer to one of the tenant's own friends and relatives. The prospective tenant is then asked to send a copy of the receipt to the landlord to prove that they have sufficient funds to pay the deposit and rent. The would-be tenants are reassured that no-one else can access the money. However, when they attempt to collect the money they have transferred, it has already been withdrawn and the room or property does not exist. Steve Douglas, Corporate Director for Neighbourhoods and Regeneration said: 'The bottom line is never transfer money to someone you don't know or hand over your transfer receipt. Doing this is like giving your PIN number to a complete stranger and then passing them your debit card to finish the job. It's not the same as transferring money from one bank to another, and isn't covered by the same safeguards.' The CAB wants to work with money transfer companies to help them to tackle the misuse of their services and thwart fraudsters. Since November 2009 money transfer companies have been regulated by the FSA. While they can apply to be 'authorised'', the only real requirement is that they are registered with the FSA. This involves a lower standard of checks where local money transfer agents are not checked at all.' If you have been affected by any type of scam or need further information, contact Hackney Trading Standards on 020 8356 4929, or call Hackney CAB on 020 8525 6350 or visit the Bureau at 236-238 Mare Street, Hackney, London E8 1HE. CAB tips for safe money transfer * Never share your money transfer number or copy of the receipt - it's not secure * Never part with any money before you have viewed the room or property in person * Never agree to transfer money, even to yourself, to prove you can afford deposit and rental payments * If you or the prospective Landlord live abroad, offer to provide references from previous Landlords and other professionals such as a G.P or employer who can vouch for you, rather than transferring money * If at all possible, meet the Landlord in person and never hand over any money until you have seen a written contract and checked it over * Do a Land Registry check to confirm that those who say they own the building actually do own it. See http://www.landregistry.gov.uk/ for more information. * All Landlords must be part of a registered Tenancy Deposit Scheme which protects your deposit. One way to check any prospective Landlord is legitimate is to ask for the details of which scheme they're registered with and check that they are part of the scheme. See www.direct.gov.uk/tenancydeposit for more information. * Use a reputable letting agent from the High Street, who is registered with the National Approved Letting Scheme (NALS). Agencies belonging to this scheme have agreed to follow a set of standards which include a complaints procedure. * If you need to make a money transfer, you can visit the FSA site: www.moneymadeclear.fsa.gov.uk for info on how to check out a firm's credentials and what you can expect.
|
As all readers of the N16 Magazine and this website I hope are aware, we have, since our inception twelve years ago, always vigorously promoted the interests of local people, small businesses and the Stoke Newington area generally, and we will continue to do so.
It is often said that whatever happens in America happens here twenty years later. Well, I hope that this is not the case when you consider the proposals for the fourth Sainsbury’s store in our neighbourhood, next to the overgrown wildness and nature reserve of Abney Park Cemetery.
The United States is where the mall was invented. In these mega retail sites with loads of parking and dozens of retail outlets, you can shop forever and not worry about parking. These malls also have multi-screen cinemas, banks, clothing and jewellery stores, bookshops, hairdressers, bars and so on: everything the average consuming family would ever need. It was the answer to America’s downtowns with their small streets and parking problems, and the need to go to the bakery, butcher, and fresh fruit and vegetable market all in different streets. Sometimes it takes a long walk between stores, trudging around with your shopping. Much better to shop in one place in the middle of the suburbs, put everything in your corporate trolley and drive it home.
The problem was that all the little family businesses which had existed for generations, and had supplied the people of the town with the necessities of life, could no longer sustain themselves.
We feel strongly that a balance between small business and large corporations has been more than reached, and any further encroachment by big business, especially supermarket chains, can only serve to help destroy our community.
There were so called drop in sessions to view the proposed plans for the redevelopment of Wilmer Place into a major new Sainsbury's supermarket. This was where you could submit your comments on Friday 1st July - 3-6pm; and Saturday 2nd July 9am-1pm in Abney Public Hall on Church Street.
Unless of course you happened to be of the Jewish faith and were working on the Friday or else couldn't find it because they didn't bother to put a sign out, until rightly pointed out by a Errol from N16 Flowers.
However you feel about this, there is no doubt that it would have a huge impact on the area.
By Mike Marqusee
Stoke Newington resident Mike Marqusee writes regularly for N16 Magazine, the Guardian and other newspapers and magazines. The following article was originally written for the Hindu newspaper.
www.mikemarqusee.com
"Criminality pure and simple" was Prime Minister David Cameron’s initial verdict on the rioting. From the right came the mantra, “Down with sociology! Up with water cannon!” Don’t think but do act – harshly, punitively,
It is now some weeks since Hackney, like many other parts of London and the UK, was the scene of terrible riots that wrought havoc on our streets. The Council’s cleaning teams had cleared the streets of all the debris by 7.30am that morning, except for the seven burned out cars that were gone by lunchtime. But the effects on the victims, and the wider community, of that night’s unjustifiable violence will last much, much longer.
The Hackney Gazette wrongly inferred that I thought that the perpetrators of this violence were victims themselves, and I’m pleased that it has published a correction and an apology. This was a gross misrepresentation of my words and views. Although the motivations of individuals were many and complex, there can be no excuses for their behaviour and the only victims that night were those who suffered at the hands of the vandals.
Whatever motivated individuals who took part in the rioting and looting, whether it was greed, anger, disaffection or just a momentary mob mentality, what was so disturbing was their lack of care for the effect they were having on others in their communities. People were in fear for their lives, and local small businesses were among those viciously targeted. In the days after the riots, I visited local businesses and residents that had been affected, and met community and faith leaders. There was a genuine sense of shock that something like this could happen in the heart of our community and inevitably, many people have looked for reasons.
Just one of many contributing factors may have been that the unequal and deeply consumerist society in which we live was used wrongly by some to justify looting and thieving from their own communities. People who have far less than others in a society understandably can feel angry and disadvantaged, but the only legitimate way people can achieve their aspirations is through education, training and applying themselves. With Hackney primary school results now joining the boroughs’ secondary results as being above the national average, there is every hope that more young people today than ever will have the opportunity to achieve their aspirations. That’s why, as Mayor, I will continue to put such an emphasis on supporting schools, raising standards and working towards equality of opportunity for all our young people, whatever their background.
There has been much to be proud of in the way Hackney has responded to the riots: the local business people, determined to get up and running again and not be beaten, despite severe damage; the cleaning teams who worked through the night; the 200 volunteers who turned up at Hackney Town Hall offering to help with the clean up; the residents organising appeals to help the real victims whose livelihoods have been destroyed. It is this spirit that defines Hackney and that will heal the damage inflicted on our community.
Jules Pipe, Mayor of Hackney
Hackney is rebuilding. The heart-stopping wall-to-wall coverage may have ceased. And the foreign journalists that beat a path to the borough have gone home. But life in Hackney has continued. The response from the people of Hackney has been an inspiration – streets have been cleared, damage is being repaired, and our communities have pulled together. People are beginning to feel safe again.
It was heartbreaking to be out on the streets of Hackney as areas like the Pembury estate in Hackney became engulfed in flames, with years of incremental progress burning grotesquely for an international audience. But Hackney and its people are resilient, and the progress Hackney has made is resolute.
Cuts do not make criminals. Poverty does not make criminals either. Clearly, the causes are long-term, complex and difficult to confront. So we must ask, without fear or hesitation, why and how this happened. Because we must be sure, with people’s livelihoods at stake in a fragile economy, unnecessary tensions whipped up and with the Olympics on the horizon, that this does not happen again.
Theresa May, the Home Secretary stated glibly that it is ‘not helpful for politicians to speculate’ about what went wrong, and that ‘I’m absolutely clear that what underlay it was criminality.’ David Cameron’s analysis also puts the riots down to “criminality” pure and simple. And stops there. It says that to explain is to excuse.
But people in Hackney have invested more thought into the riots, whilst accepting that violence. Now is not the time for kneejerk responses, simplistic answers and the blanket condemnation of parts of British society, because it paints a distorted picture.
We must accept and acknowledge, to begin with, that Britain is failing to provide many of our most precious urban communities with meaningful occupations and hope for the future. For many people who were rioting, that week was a rejection of the future that was laid out for them. Economic inequality, consumerism and savage government cuts have given many poorer, urban communities a profound sense of hopelessness for the future.
The availability of media and information exchange has seen immeasurable advances for the lifestyles and opportunities for some of the poorest people in the country. Yet it is mass consumerism and aspects of our media that has eroded and replaced many of the social structures that the communities grew out of – relentless advertising, MTV and instant messaging has often seemingly replaced family networks, educational commitments and community gatherings.
Yet many of these issues are not confined to our urban communities. Far from it. It was an adrenaline-based ‘get rich or die trying’ culture that was the fuel for both the banking crisis, and for some of the riots on our streets. Those bankers who dragged the economy into recession made the same misjudgements and miscalculations as those people who took to the streets to drag the country into despair. In many cases, both groups believed that they had found a short cut to wealth in the face of a rapidly changing economy. Tragically, both made the awful miscalculation that there would be no consequences.
This article originally appeared in The Huffington Post
Where do we go now?
The Springfield, Cazenove and New River branches of the Hackney Labour Party are hosting an evening of speakers to debate the recent public disorders in the borough, why they happened and what needs to be done now. All are welcome to turn up.
Chair of Springfield branch, Martin Dockrell, says: 'It will be a chance for the local community to come together to emphasise the remarkable journey Hackney has been on over the past 10 years and to highlight the positives, to ensure our borough remains strong and is not divided by recent events'.
Speakers include Diane Abbott MP, Owen Jones (Author of Chavs: the Demonisation of the Working Class), local residents, youth workers, local businesses, parents and teachers. The panel members will speak for five minutes each, followed by an open conversation where everybody will be encouraged to talk.
7.00pm-9.00pm, Wednesday 21st September Stamford Hill Library
The Unitarian Church on Newington Green is hosting a meeting on 20 September between 1pm and 3pm to discuss the recent riots, under the heading The Riots: Where Do We Go From Here?
Each speaker will present a short overview of their opinions on the causes of friction in the current social landscape and how relationships between the various facets of our local communities and the broader society might best be improved. This will be followed by input and questions from audience members before breaking into smaller groups for further, more focused debate and suggestions of how to put the proposals into action.
SPEAKERS
REVEREND ANDY PAKULA - Minister of New Unity.
DIANE ABBOTT - The first black woman elected to the British Parliament, she has worked for the National Council for Civil Liberties and is founder of the London Schools and the Black Child initiative. Currently Shadow Minister for Public Health and MP for Hackney North and Stoke Newington.
LEE JASPER - For 8 years Senior Policy Director for Equalities and Policing in London, Lee was a founder member & Chair of the Operation Trident Independent Advisory Group, as well as chairing the world’s first Olympic Diversity Committee. He is currently Co-Chair of BARAC and Chair of the London Race and Criminal Justice Consortium.
LEON FEARON – 19-year-old Londoner who recently tackled Boris Johnson live on Sky News over the ongoing cuts to the city’s youth services.
MERLIN EMANUEL - Nephew of Smiley Culture and a key force behind the Campaign for Justice for Smiley Culture (working on behalf of all who have died in police custody).
OWEN JONES - Author of ‘Chavs: The Demonization of the Working Class’, public speaker and former trade union lobbyist in Parliament.
RICHARD TURNER - The chief executive of Friendship Works (England’s oldest long-term mentoring charity), previously involved with The British Association of Art Therapy and The Koestler Trust.
Plus more speakers yet to be confirmed.
MODERATED BY JOHN BATES
For more info visit http://www.new-unity.org/events/the-riots-where-do-we-go-from-here